📋 Legal Document

Terms & Conditions

Effective Date: 18 March 2025 Last Updated: 18 March 2025 Jurisdiction: India
PLEASE READ THESE TERMS CAREFULLY BEFORE USING CORTXHUB. By accessing or using the Platform in any way, you agree to be legally bound by these Terms and Conditions in their entirety. If you do not agree to any part of these Terms, you must not access or use the Platform. Your continued use constitutes irrevocable acceptance.
Contents
01

Agreement & Parties

These Terms and Conditions ("Terms", "Agreement") constitute a legally binding contract between you ("User", "you", "your") and Skillpark Innovations Private Limited, a private limited company incorporated under the Companies Act, 2013, having its registered office in India ("Company", "we", "us", "our"), which owns, develops, and operates CortxHub ("Platform", "Service").

CortxHub is a product of Skillpark Innovations Private Limited. All rights, title, and interest in and to CortxHub, including its intellectual property, vest exclusively with Skillpark Innovations Private Limited.

By registering an account, clicking "I Agree", accessing any feature, making a payment, or otherwise using the Platform in any capacity, you represent that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.

02

Definitions

03

Eligibility & Account

3.1 Age Requirement. You must be at least 18 years of age to use the Platform. By using the Platform, you represent and warrant that you are 18 or older. We reserve the right to terminate any account upon discovering the account holder is below 18, with no obligation to refund any Fees paid.

3.2 Account Registration. You agree to: (a) provide accurate, current, and complete information during registration; (b) maintain and promptly update your account information; (c) maintain the security of your account credentials; and (d) accept all responsibility for activities that occur under your account.

3.3 Account Responsibility. You are solely responsible for safeguarding your password and for all activity conducted through your account. Notify us immediately upon becoming aware of any breach of security or unauthorised use of your account. The Company shall not be liable for any loss or damage arising from your failure to comply with this obligation.

3.4 One Account Per User. You may not create multiple accounts. Creating duplicate accounts may result in termination of all associated accounts without refund.

04

Access & Use of the Platform

Subject to your continued compliance with these Terms, the Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and use the Platform solely for your personal or internal business purposes.

This licence does not include the right to: (a) resell or commercially exploit the Platform or its content; (b) use any data mining, robots, scraping, or similar data-gathering methods; (c) copy, reproduce, distribute, or create derivative works; (d) reverse engineer or decompile any aspect of the Platform; or (e) use the Platform in any manner that could damage, overburden, or impair it.

We reserve the right to modify, suspend, or discontinue any feature or aspect of the Platform at any time, with or without notice, and without any liability to you.

05

Prohibited Conduct

You agree not to engage in, and not to facilitate, any of the following:

Any violation may result in immediate termination of your account without notice and without any obligation to refund any Fees paid.

06

Fees, Billing & Payment

6.1 Subscription Fees. All Fees are stated in Indian Rupees (INR) and are inclusive or exclusive of applicable taxes as indicated at the time of purchase. The Company reserves the right to change pricing at any time with advance notice.

6.2 Payment Processing. All payments are processed by third-party payment processors. By providing payment information, you authorise the Company and its processors to charge the applicable Fees to your designated payment method.

6.3 Recurring Billing. Where you purchase a recurring Subscription, you authorise us to automatically charge your payment method on each renewal date until cancellation. It is your responsibility to cancel prior to the renewal date if you do not wish to be charged.

6.4 Failed Payments. If a payment fails for any reason, we reserve the right to suspend or terminate your access to the Platform immediately. The Company shall not be liable for any loss arising from service interruption due to failed payment.

6.5 Taxes. You are solely responsible for all applicable taxes, duties, levies, and surcharges imposed on your purchase under applicable law.

07

No Refund Policy

⚠ Strictly No Refund Policy

All Sales Are Final. No Refunds, No Exceptions.

ALL FEES PAID TO CORTXHUB ARE STRICTLY NON-REFUNDABLE. By completing a purchase or initiating a payment on the Platform, you irrevocably acknowledge and agree that you will not be entitled to any refund, reversal, credit, or reimbursement of any amount paid, under any circumstances whatsoever.

This No Refund Policy applies to, without limitation: one-time purchases and lifetime plans; monthly, quarterly, or annual Subscription fees, including partially used billing periods; subscription renewals, whether automatic or manual; add-ons, upgrades, or premium feature purchases; any Fees paid in connection with events, workshops, courses, or digital content; and accounts that are suspended or terminated due to a violation of these Terms.

We do not provide refunds for: change of mind, dissatisfaction with features, lack of usage, accidental purchases, duplicate purchases (except where caused solely by a verified system error on our end), or any other reason. You are strongly encouraged to evaluate the Platform using any free trial or demo features (where available) before making a purchase.

Chargebacks & Disputes: Initiating a chargeback or payment dispute without first contacting us at [email protected] constitutes a material breach of these Terms. We reserve the right to suspend your account immediately upon receiving notice of a chargeback, pursue all available legal remedies to recover the disputed amount plus associated costs and fees, and permanently ban you from the Platform.

Notwithstanding the foregoing, in the sole and absolute discretion of Skillpark Innovations Private Limited, we may in exceptional circumstances consider account credits (not cash refunds) on a purely goodwill basis. Such consideration does not create any obligation or precedent and does not constitute a waiver of this No Refund Policy.

08

Intellectual Property

The Platform, including all its content, features, software, code, design, graphics, logos, trademarks, and other materials (collectively, "Company IP"), is owned by or licensed to Skillpark Innovations Private Limited and is protected by applicable intellectual property laws in India and internationally.

Nothing in these Terms transfers any ownership rights in the Company IP to you. Your use of the Platform does not grant you any right to use any Company IP except as expressly provided. Any feedback, suggestions, or ideas you provide regarding the Platform may be used by us freely without any obligation, compensation, or attribution to you.

09

User Content

9.1 Ownership. You retain ownership of any Content you upload or submit to the Platform. However, by submitting Content, you grant the Company a worldwide, royalty-free, non-exclusive, sublicensable, and transferable licence to use, host, store, reproduce, modify, adapt, publish, and display such Content solely for the purposes of operating, improving, and marketing the Platform.

9.2 Your Responsibility. You are solely responsible for all Content you submit. You represent and warrant that: (a) you own or have all necessary rights to the Content; (b) the Content does not infringe any third-party intellectual property rights; (c) the Content does not violate any applicable law; and (d) the Content does not contain any harmful, defamatory, obscene, or otherwise objectionable material.

9.3 Content Removal. We reserve the right, at our sole discretion, to remove, reject, or disable any Content that we determine violates these Terms, without prior notice and without any liability to you.

9.4 No Liability for Content. The Company is not responsible for and does not endorse any User Content. We expressly disclaim all liability arising from any User Content submitted by you or any third party.

10

Disclaimers & No Warranties

THE PLATFORM AND ALL ITS CONTENT, FEATURES, AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SKILLPARK INNOVATIONS PRIVATE LIMITED EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO: (A) IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT; (B) WARRANTIES THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS; (C) WARRANTIES AS TO THE ACCURACY, COMPLETENESS, RELIABILITY, CURRENCY, OR QUALITY OF ANY CONTENT OR INFORMATION AVAILABLE ON THE PLATFORM.

WE DO NOT WARRANT THAT THE PLATFORM WILL MEET YOUR SPECIFIC REQUIREMENTS OR EXPECTATIONS. ANY MATERIAL DOWNLOADED OR OBTAINED THROUGH YOUR USE OF THE PLATFORM IS DONE AT YOUR OWN RISK AND DISCRETION.

11

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SKILLPARK INNOVATIONS PRIVATE LIMITED, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, OR AFFILIATES BE LIABLE FOR ANY:

  • Indirect, incidental, special, consequential, punitive, or exemplary damages
  • Loss of profits, revenue, data, goodwill, business opportunity, or anticipated savings
  • Damages arising from unauthorised access to or alteration of your transmissions or data
  • Damages arising from the conduct of any third party on or through the Platform
  • Damages arising from service interruptions, downtime, or unavailability of the Platform
  • Any other damages arising out of or related to your use of or inability to use the Platform

IN ANY CASE, THE AGGREGATE LIABILITY OF SKILLPARK INNOVATIONS PRIVATE LIMITED FOR ALL CLAIMS SHALL NOT EXCEED THE TOTAL FEES ACTUALLY PAID BY YOU IN THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR INR 1,000 (ONE THOUSAND RUPEES), WHICHEVER IS LOWER.

12

Indemnification

You agree to defend, indemnify, and hold harmless Skillpark Innovations Private Limited, its directors, officers, employees, agents, licensors, service providers, and affiliates from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, and expenses (including reasonable legal fees) arising out of or relating to:

13

Suspension & Termination

13.1 By the Company. We reserve the right to suspend, restrict, or terminate your access to the Platform, and/or delete your account, at any time and for any reason, at our sole discretion, with or without notice, including for: violation of these Terms, non-payment of Fees, fraudulent or illegal activity, conduct detrimental to other Users or the Company. No refund of any Fees will be provided upon termination.

13.2 By You. You may terminate your account at any time by following the account cancellation process available on the Platform. Termination does not entitle you to any refund of Fees paid, including any unused portion of a Subscription period.

13.3 Effect of Termination. Upon termination, your licence to use the Platform immediately ceases. Provisions of these Terms that by their nature should survive termination shall do so, including: intellectual property rights, indemnification obligations, disclaimers, limitation of liability, the No Refund Policy, and governing law.

14

Modifications to These Terms

We reserve the absolute right to modify, amend, replace, or update these Terms at any time, at our sole discretion, without prior notice to you, except where required by applicable law. The updated Terms will be posted on this page with a revised "Last Updated" date, and will become effective immediately upon posting.

Your continued access to or use of the Platform after any modification constitutes your irrevocable acceptance of the revised Terms. It is your sole responsibility to review these Terms periodically. The current version supersedes all prior versions.

15

Governing Law & Dispute Resolution

15.1 Governing Law. These Terms shall be governed by and construed in accordance with the laws of the Republic of India, without regard to its conflict of law principles.

15.2 Jurisdiction. Subject to Clause 15.3, you irrevocably submit to the exclusive jurisdiction of the courts located in [City, State, India] for the resolution of any disputes arising out of or related to these Terms or the Platform.

15.3 Dispute Resolution & Arbitration. In the event of any dispute, the parties shall first attempt to resolve it amicably through good-faith negotiations for a period of 30 days. If unresolved, the dispute shall be referred to binding arbitration under the Arbitration and Conciliation Act, 1996 of India. The seat and venue of arbitration shall be [City, India]. The language of arbitration shall be English. The award of the arbitrator shall be final and binding.

15.4 No Class Action. All claims must be brought in the parties' individual capacities and not as a plaintiff or class member in any purported class or representative proceeding.

16

General Provisions

16.1 Entire Agreement. These Terms, together with the Privacy Policy and any other legal notices published by us on the Platform, constitute the entire agreement between you and the Company with respect to the Platform and supersede all prior agreements, understandings, or representations.

16.2 Severability. If any provision of these Terms is held invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force.

16.3 No Waiver. Our failure to enforce any provision shall not constitute a waiver of our right to enforce such provision in the future. A waiver of any breach shall not be deemed a waiver of any subsequent breach.

16.4 Assignment. You may not assign or transfer any rights or obligations under these Terms without our prior written consent. We may freely assign our rights and obligations, including in connection with a merger, acquisition, or sale of assets, without restriction.

16.5 Force Majeure. The Company shall not be liable for any delay or failure to perform its obligations if such delay or failure results from causes beyond its reasonable control, including natural disasters, acts of government, pandemics, internet outages, power failures, or civil disturbances.

16.6 Notices. Notices to you will be delivered via the email address associated with your account or via prominent notice on the Platform. Notices to us should be directed to: [email protected].

Questions about these Terms? Contact us at [email protected] — Skillpark Innovations Private Limited. We aim to respond within 10 business days.